Wednesday, August 6, 2025

AI is already powering half the US economy. And that’s only half the story.

 

Note from Tom: Since 2013, I’ve been publishing “Tom Alrich’s blog” on Blogspot. I’m now publishing my posts in this Substack blog, named “Tom Alrich’s blog, too”. I’m posting for free on Substack now, but after August 11, new posts on Substack will only be available to paid subscribers. A subscription to this blog costs $30 per year (or $5 per month); anyone who can’t pay that should email me. To have uninterrupted access to my new posts, please open a paid account on Substack, or upgrade your free account to a paid one. There are lots of good posts to come!

 

My latest post, which was based mostly on last Saturday’s column by Greg Ip of the Wall Street Journal, described three negative societal impacts of the massive AI buildout that is going on:

1.      Investment in other tech areas besides AI is being squeezed because of the huge amounts that companies like Microsoft and Meta are spending on the AI rollout (Microsoft alone is likely to spend $80 Bn this year, mostly on new data centers. I’ve been told they’re opening a new data center almost every day).

2.      The huge amounts of cash being spent on the AI buildout are starting to raise interest rates. Given the miniscule revenues that are now coming in to the big AI players, they need to borrow a lot of the money to finance the buildout, whether from a bank, the bond market or just other revenue streams (e.g., I’m sure revenue from Facebook finances at least some of Meta’s AI buildout). If anything, this trend will accelerate; for example, Microsoft is likely to spend over $100 billion on AI next year.

What’s the third negative societal impact? While Greg didn’t mention this in his column, I wrote in a blog post last year that the huge power needs of AI data centers are causing more and more electric utilities to postpone retirement of coal plants. Of course, this will damage our (i.e., humanity’s) ability to combat climate change.

However, I noted at the end of my latest post that my next post would talk about the benefits of AI. That goal has been aided by two new newspaper articles, one in the Wall Street Journal (this time not by Greg Ip) and the other in the Washington Post. Both articles discuss huge economic benefits that are accruing to the US today, due to the current AI boom.

The fact that these are accruing today is important, since Greg Ip’s column had spoken of AI’s benefits as coming far in the future. This isn’t a contradiction, because Greg discusses capital markets; his big concern in this article is whether the stock market is justified in its apparent belief that the huge AI buildouts will return concomitant benefits in a reasonable time frame (say, 5-10 years). He is clearly skeptical that this will happen; he thinks the full benefits to the companies doing the buildouts won’t arrive for 10-15 years.

On the other hand, both the WaPo article and the new WSJ article point out that just about half of the growth projected for the US economy this year will be due to the AI buildout, since most of that money stays in the US. For example, lots of people are employed in that buildout (at decent wages, hopefully); those people eat at restaurants, buy clothes for their kids, buy new TVs, etc. I don’t know how often in the past a single industry has accounted for half of GDP - other than in World War II, when I’m sure the military was the dominant industry (for example, a lot of factories that made cars, planes, etc. were converted to wartime production).

Of course, a lot of the chips, motherboards, and pieces of furniture those people are installing are manufactured overseas. Will these expenditures result in an overstatement of the GDP benefits of the buildout? No. In fact, the result will be just the opposite. Imports are subtracted from GDP. This means that what’s being spent on domestic labor and products in the AI rollout will be equal to or larger than the sum of the cost of the imported products (but with a positive sign) and the yearly increase in all other domestic activity that falls under GDP. This makes the fact that the AI buildout will account for half of GDP even more impressive.

To quote the article,

“The AI complex seems to be carrying the economy on its back now,” said Callie Cox, a market strategist with investment firm Ritholtz Wealth Management. “In a healthy economy, consumers and businesses from all backgrounds and industries should be participating meaningfully. That’s not the case right now.”

“AI executives argue the spending boom will create more jobs and bring about scientific breakthroughs with advancements in the technology. OpenAI has said that once its AI data centers are built, the resulting economic boom will create “hundreds of thousands of American jobs.”[i]

The WSJ becomes Mr. Softee

The Wall Street Journal usually focuses on hard numbers that can be easily verified – closing stock prices, trade statistics, etc. True to form, this WSJ article starts by focusing on a hard economic number: productivity. This is defined as the rate of output per unit of input – that is, the amount by which output varies from one period to another if changes in the “factors of production”, usually grouped into labor and capital, are accounted for.

For example, suppose a plant has 100 workers in period 1 and 200 in period 2. The plant also has $1,000 of capital (machinery, buildings, cash on hand, etc.) in period 1, which increases to $2,000 in period 2. If output increases from 300 widgets in 1 to 600 in 2, that means both inputs and output have doubled; thus, the ratio of quantity output to quantity of input doesn’t change. Thus, productivity stays the same.

On the other hand, if the inputs doubled, output only increased from 300 to 450, this means productivity fell, since the same inputs produced a lower output. Of course, this isn’t a good thing. Conversely, if inputs doubled but output increased from 300 widgets to 750, this means output more than doubled and productivity increased, which is a good thing. There is thus more money for raises for workers and bonuses for management, as well as for investment.

When you look at an entire economy, productivity needs to grow at a certain amount every year, just to keep up with growth of the population. Let’s assume population grows at 2% per year. This means that productivity will also need to grow at 2%, just to allow the population to maintain their current standard of living. If productivity grows at more than 2%, the standard of living can increase. Conversely, if it grows at less than 2%, the standard of living will decrease, unless the government increases its borrowing to maintain living standards. But as the US is learning now, there are limits to the borrowing strategy.

The best way to increase productivity in the short term is to grow the amount and/or quality of capital that is used for production (it takes much longer to “grow” workers). For example, if productive capital grows by 10% but the labor force only grows by 2%, then output per worker will grow enough that the standard of living can increase.

But the increased capital needs to be the kind that will allow more output to be produced. For example, suppose there are two types of capital: Type A machines that produce clothes and food, and Type B machines that produce pencils. Obviously, if the entire capital investment is in B machines, the increase in output will consist entirely of pencils; meanwhile, the workers will all be naked and starve to death.

As Greg IP pointed out, the AI buildout isn’t designed to raise economic output much in the near term; therefore, it’s much more like Type B investment than Type A. What keeps valuations of the AI companies high is that it’s well known there will be a huge increase in economic output (due to productivity gains brought on by AI) at some point in the future – but that point is currently not known. Therefore, traditional economic analysis, which assumes that productivity is the key to prosperity, finds the AI buildout to be a colossal waste.

However, the authors of the second WSJ article point out that there’s another economic measure that paints a completely different picture of the AI buildout. This measure can’t be quantified exactly but can be estimated through surveys. It’s called “consumer surplus”; it’s the difference between the price a consumer would be willing to pay for a product or service and its actual price. Of course, this quantity varies by the consumer, the product, and even the time of day, so it can never be directly measured. However, the authors (both academics) have conducted surveys that allow them to estimate the consumer surplus from AI products at $97 billion (here, “consumers” means individuals and organizations).

Of course, AI products today are mostly free, or at least free enhancements to existing for-charge products (e.g., Microsoft’s CoPilot add-on to its Office 365 suite). The authors point out that free AI products are almost never included in GDP, which is based almost entirely on sales data. However, they definitely produce benefits for consumers, just like for-pay products do:

“When a consumer takes advantage of a free-tier chatbot or image generator, no market transaction occurs, so the benefits that users derive—saving an hour drafting a brief, automating a birthday-party invitation, tutoring a child in algebra—don’t get tallied. That mismeasurement grows when people replace a costly service like stock photos with a free alternative like Bing Image Creator or Google’s ImageFX.”

In other words, the consumer surplus can be considered a quantity that should be maximized just like GDP should be maximized, even though it will probably never be possible to include it in GDP. They describe how they arrived at the $97 billion estimate in this passage:

“Rather than asking what people pay for a good, we ask what they would need to be paid to give it up. In late 2024, a nationally representative survey of U.S. adults revealed that 40% were regular users of generative AI. Our own survey found that their average valuation to forgo these tools for one month is $98. Multiply that by 82 million users and 12 months, and the $97 billion surplus surfaces.”

They continue,

“William Nordhaus calculated that, in the 20th century, 97% of welfare gains from major innovations accrued to consumers, not firms. Our early AI estimates fit that pattern. While the consumer benefits are already piling up, we believe that measured GDP and productivity will improve as well. History shows that once complementary infrastructure matures, the numbers climb.

Tyler Cowen forecasts a 0.5% annual boost to U.S. productivity, while a report by the National Academies puts the figure at more than 1% and Goldman Sachs at 1.5%. Even if the skeptics prove right and the officially measured GDP gains top out under 1%, we would be wrong to call AI a disappointment. Life may improve far faster than the spreadsheets imply, especially for lower-income households, which gain most, relative to their baseline earnings, from free tools.”

To paraphrase these two paragraphs, the authors estimate there will eventually be a big boost in GDP due to AI use, even though today the boost is mostly outside of GDP. Of course, they are talking about an increase in GDP due to use of AI, whereas the earlier estimate that half of GDP growth this year will be due to AI is referring to the massive spending for infrastructure rollout going on now.

In other words, AI will produce two big boosts to GDP: due to the rollout (starting this year, but certainly not ending anytime soon) and due to the productivity gains caused by widespread use of AI products. The latter gains can’t be measured today, but they will in the future.

The authors conclude,

“As more digital goods become available free, measuring benefits as well as costs will become increasingly important. The absence of evidence in GDP isn’t evidence of absence in real life. AI’s value proposition already sits in millions of browser tabs and smartphone keyboards. Our statistical mirrors haven’t caught the reflection. The productivity revolution is brewing beneath the surface, but the welfare revolution is already on tap.”

 

If you would like to comment on what you have read here, I would love to hear from you. Please email me at tom@tomalrich.com, or even better, sign up as a free subscriber to the Substack community chat for my subscribers and make your comment there.


[i] The WaPo article points out that a large portion of the growth due to AI is simply Nvidia’s profits. But it is certainly not the lion’s share of that growth.

No comments:

Post a Comment